Showing posts with the label Debt

Made to Order : How do you like your paycheck?

"How would you like your salad, Ma'am?"  Thoughts swept through my head - what I needed, wanted, and what looked so dang tempting that all logic waivered. "I'll have the Asian Chicken Salad, please."  Sensible, salty and sweet, and, well, that peanut dressing is way too good to pass up. "Oh, and can you add some egg whites to that, please?" I ask, trying to add extra protein in exchange for the sweet indulgence of the dressing.  The man across the glass case gave me a minor grimace (or gag, I couldn't really tell).  "And please hold the wonton strips." Even though they were only thirty cents extra, they were a smart exclusion to stick to great tasting nutrition within my price range.  Voila!  I walked away with the perfect salad for my needs, budget, wants, and tastes. Have you ever thought of your paycheck as something you can customize, like an order at a restaurant?  It may not always feel like it, but every paycheck that heads y

Cash or Credit - Being savvy about the real cost of credit

Credit cards are tricky.  I love them for their points and rewards (as I described in my From Romania to Israel to Paris on points  post), and there are cases in life where having a credit line is very important, but dependence on credit can become a dangerous financial trap. I know I've been sending out all kinds of great shopping deals and sale codes, but as the voice of Classy Not Pricey it is essential that I give you an important reminder/lesson on the actual cost of items you may be purchasing on credit, even if they are sale items... on sale :).